Privacy Policy
Compliant with Title V of the Gramm-Leach-Bliley Act (GLBA) and Maine's Insurance Information and Privacy Protection Act.
Our Commitment to Your Privacy
We do not share nonpublic personal information (NPI) about customers or former customers to anyone, except as permitted or required by law.
Information We Collect
We collect nonpublic personal information from various sources including insurance companies. Information sources include verbal communication, applications, and forms. This includes:
- Name, address, social security number
- Payment history, claim history
- Credit scores, motor vehicle reports
- Information from medical records or medical professionals
Information Disclosed to Third Parties
We may disclose information to:
- Third parties performing business, professional, or insurance functions
- Insurance institutions, agents, or credit reporting agencies for fraud or crime detection
- Healthcare institutions for verification or audits
- Insurance regulatory authorities or law enforcement
- Group policyholders for claims reporting
- Professional peer review organizations
- Certificate holders or policyholders regarding transaction status
- Lienholders or mortgagees (limited information)
- Third parties or affiliates for marketing products or services
- Potential buyers in cases of business sale or transfer
Your Access & Amendment Rights
You can request access to your personal information. You have the right to know information sources and disclosure recipients from the past 2 years.
To request access, submit your request in writing to:
Quirk Insurance
PO Box 795, Bangor, Maine 04402
Include your name, address, social security number, telephone number, and specific information requested. We will respond within 30 business days.
Security
We restrict access to employees with legitimate business needs. We maintain physical, electronic, and procedural safeguards complying with federal regulations to protect your nonpublic personal information.
Dispute Resolution
Any disputes shall be resolved through arbitration in accordance with the rules of the American Arbitration Association.