Personal, Auto & Commercial Insurance Coverage
Independent insurance agency providing affordable insurance services backed by experienced agent specialists. Representing 13 top carriers to find you the best coverage and price.
Our Insurance Services
As an independent agency, we represent multiple carriers to find you the best coverage at the best price.
Auto Insurance
Comprehensive auto coverage for you and your family — from liability and collision to rideshare and recreational vehicles.
Learn morePersonal Insurance
Protect what matters most — homeowners, renters, umbrella, flood, and recreational vehicle coverage.
Learn moreCommercial Insurance
Tailored business coverage including general liability, workers' comp, business auto, and professional liability.
Learn moreHealth & Life Insurance
Individual and group health plans, life insurance, dental, disability, and employee benefits.
Learn moreWhy Choose Quirk Insurance?
Independent Agency
We work for you, not the insurance company. We shop multiple carriers to find your best rate.
13 Top Carriers
Access to 13 insurance carriers means more options and better pricing for you.
Experienced Team
Our agents bring decades of combined insurance experience to serve you and your family.
Local & Personal
Located in Bangor, Maine. We know Maine and we know our neighbors.
Are You Properly Protected?
Many people don't realize their coverage gaps until it's too late. Ask yourself these questions.
If your house burned, how much insurance would you really get?
In an accident, would your coverage pay for quality replacement parts?
If you couldn't work, would your income be protected?
Does your life insurance keep pace with your family's needs?
What Our Customers Say
Quirk Insurance saved us over $600 a year on our home and auto bundle. The whole process was easy and the agents really took the time to explain our options.
Sarah M.
As a small business owner, finding the right commercial coverage was overwhelming until I worked with the team at Quirk. They made it simple and affordable.
David K.
When we had a claim, Quirk Insurance was there every step of the way. They handled everything with our carrier and made a stressful situation so much easier.
Jennifer L.
Latest from Our Blog
February 23, 2026
Why an Independent Insurance Agent Makes All the Difference
A captive agent works for one company. An independent agent works for you. Here's why choosing Quirk Insurance means better coverage, better rates, and better service.
February 9, 2026
Health Insurance in Maine: Your Options Explained Simply
Confused by health insurance options in Maine? Whether you need individual, group, or marketplace coverage, we break down your choices in plain English.
February 2, 2026
Winter Driving in Maine: Auto Insurance Tips Every Driver Should Know
Icy roads, black ice, and nor'easters make winter driving in Maine risky. Make sure your auto insurance is ready for whatever this season throws at you.
Visit Us
Phone
(207) 299-1800Hours
- Monday–Friday 8:00 AM – 5:00 PM
- Saturday Closed
- Sunday Closed