Ice Fishing and Vehicle Insurance

Ice Fishing, Insurance, and Your Vehicle

If your vehicle, including your snowmobile, ATV, or truck goes through the ice, you have to carry comprehensive coverage for it to be covered. This is a critical detail that many Maine outdoor enthusiasts overlook.

Collision coverage won't help you here. When a vehicle breaks through the ice, it's classified as a comprehensive loss, not a collision. If you don't have comprehensive coverage on that specific vehicle, you'll be paying out of pocket for the total loss.

Check Your Coverage Before You Go

If you aren't sure if you have comprehensive on your auto policy, or if you are using your snowmobile or ATV to get out to your hut or on the ice, contact us ASAP to make sure you've got the right coverage on that particular vehicle.

Don't Take Chances

Ice conditions in Maine can change rapidly. Even experienced ice fishermen have had vehicles go through. Make sure you're protected before you head out. Call Quirk Insurance at (207) 299-1800 or request a free quote to review your coverage.